See if an SBA Loan is Right for You
It takes time and dedication to grow and maintain a successful small business. At Overhead Capital, we understand the unique needs and challenges of small business ownership, and offer financial packages that support your success. Our loans and leases are approved by the Small Business Administration, allowing you to enjoy a smooth application process and competitive terms.
Our Small Business Loan Options
Our comprehensive loan portfolio is designed to give our clients choices and flexibility.
Use an SBA loan to finance almost any equipment your business could need. In addition to office equipment, we finance:
- Heavy equipment
- Medical and diagnostic equipment
- Machine tools
- Laundry and dry cleaning equipment
- Trucking equipment
- Manufacturing equipment
- Printing and binding machinery
Existing Business Acquisition Loans
Our existing business acquisition financing is structured for experienced business owners with strong financial and management records. These amortized loans offer up to 80% financing with 15-year repayment terms and no ballooning. You may prequalify within 48 hours, and will never have to worry about prepayment penalties if approved.
Our small business working capital loans offer our customers exceptional flexibility. You may qualify for up to $5 million and up to 90% financing. These amortized loans come with 25-year repayment terms and no prepayment penalties. The 7a and 504 programs offer fixed and variable interest rates.
Does My Property Qualify?
We extend our SBA loans to many property types, including:
- Car washes and gas stations
- Auto dealerships and repair shops
- Veterinary clinics
- Child care centers
- Non-conforming properties
- Hotels and motels
- Single-purpose buildings
If you do not see your property type listed, feel free to ask a member of our team if your business qualifies.
Call Overhead Capital to get more information about our SBA loans. One of our highly-qualified specialists will discuss your options with you and send you an application.