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About

A Message from our Founder

“I wish to personally thank you for taking the time to visit our site. We recognize that when searching for business loans and commercial insurance, the exuberant amount of information online can be a bit overwhelming. The information overload can be challenging and time-consuming when attempting to identify competitive options or the proper value of service.

We structured our business model to focus on product diversity and develop high-quality relationships to better serve our clients. We welcome an opportunity to work with you on your next project. Learn more about us below and how we can help your business achieve its financing and insurance goals. Thank you again!”

Our Company

Overhead Capital Ltd. launched as a business lending services company in 2020 to fulfill the growing demand for highly competitive and alternative lending solutions for small businesses and commercial real estate investors. We offered a diverse selection of competitive lending programs to fulfill each client’s unique goals and strategies.

While assistance was being provided on the financing side, we recognized that our clients were lacking support for new insurance, or they had not reassessed their existing risks or insurance costs for an extended period. We therefore expanded and restructured to become Overhead Capital & Insurance in 2021, a licensed independent agency servicing both business and personal lines of insurance.

Today Overhead Capital & Insurance is syndicated with over 50 lending programs and retains rating access with over 30 insurance carriers…therefore we provide more solutions than any bank and offer more insurance options than your standard agency! A huge win for our clients!!

But it goes beyond the transaction, which is why first and foremost, we at Overhead Capital & Insurance whole-heartedly believe in developing long-term professional relationships with our clients! We welcome an opportunity to get to know you personally and support you professionally. So please give us a call!

Jeremy Magrum – Founder/CEO

Prior to founding Overhead Capital & Insurance, Jeremy spent eight years in corporate finance where he specialized in cost and risk management. Jeremy is also a U.S. Navy veteran where he served a total of nine years within the enlisted and officer ranks of the submarine community. Jeremy has an MBA and is an active member of his community as a County Board Member. He has a passion for helping others achieve their strategic business goals, believes in cultivating life-long business relationships, and dedicates himself to providing his services with the highest levels of quality and integrity. He presently resides in Lebanon, OH and enjoys doing home improvement projects and working in his woodshop during his off time.

See Our Financing Solutions
See our insurance products