Rental Property Financing

From first-time investors to large scale portfolio owners, Overhead Capital offers a suite of solutions to cover rental property acquisitions, rehab expenses and refinancing.

Long Term Rental Loans

Overhead Capital fix and flip loan programs include:

• Financing from $75,000 up to $5 million+
• Purchases and refinance – Up to 80% LTV.  Cash-out refinance – Up to 75% LTV
• Interest only, ARM and fixed terms up to 30 years are available
• Low starting rates – varies based on cash-flows, terms, LTV, FICO and prepay options
• Condos, townhouses, single-family, and 2-4 unit properties are eligible
• Premiere programs available for larger portfolios of five or more properties

Fix to Rent

Buying a distressed property to rehab and hold as a rental? Overhead Capital has one-time close program for your fix to rent project.

• One time close with a 13-month interest only construction period converting to long term rental loan once complete
• Financing from $75,000 up to $2.5MM
• Up to 90% LTC and 70% LTARV
• Rates during the construction period are fixed rate and interest only on drawn balances
• Rates for the rental loan float until conversion

Bridge Financing

Interim financing for investment properties where a fast close is needed and minimal or no rehab is planned.

• Up to 75% LTC/75% LTV
• Fast closing, exterior valuations only
• Non-recourse options available for experienced investors 

Lines of Credit for Property Investors

At times, opportunities can fly off the market quickly. Overhead Capital offers rental property line of credit program where each client is provided an exposure limit. Think of it as a pre-approval amount good for acquiring your next investment. Approvals are obtained in less than a week and are valid for six months!

• Financing from $50,000 up to $1 million
• Up to 75% LTV
• Interest only, ARM and fixed terms up to 30 years are available
• Condos, townhouses, single-family, and 2-4 unit properties are eligible 

Get Your Next Investment Property Financed

Contact the team at Overhead Capital today to fund your next rental property!