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Stated Income Commercial Real Estate

Get a Loan That’s Not Based on Your Credit Score

Wouldn’t it be nice if you could get a loan that isn’t based on your credit score? Thankfully, you can, if you apply for the stated income commercial real estate program offered by Overhead Capital. You are likely to meet qualifications if the property you’re financing is valued sufficiently high. As long as the property value exceeds the insurance, mortgage and other costs associated with it, you’re in a great position to obtain financing.

Loan Details

Although you don’t need a very high credit score to benefit from our stated income commercial real estate program, you do need to have a score no lower than 600. This is an easy qualification for most businesses to meet. Here are some additional program details you should know about before you apply.

  • W-2 or documentation showing self-employment are required
  • Loans come with up to 25-year terms and fixed rates
  • You can receive up to $500,000 with the right qualifications
  • Mixed use and multifamily properties could receive up to 75% loan-to-value

We welcome practically all property types to apply, including apartments, restaurants and others. Unlike traditional loans, the approval process for a stated income loan is usually much faster. This is because you don’t need to show us mounds of paperwork or supporting documentation. We don’t tell you how to use the funds once you receive them. Feel free to purchase property, refinance current properties or do anything else you desire with the money. This type of funding is also ideal for consolidating debt so you can put yourself in a much better financial situation.

Contact Us for More Details

Do you still have questions about our stated income commercial real estate program? We’d love to have a chance to answer them. Contact us during regular business hours and we’ll explain the ins and outs of this program so you fully understand how it works.

Ready to Get Started?

Are you ready to find the right commercial finance partner for your business? We will help you begin with a free consultation and financial analysis.

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